Terms and Conditions

Welcome to US American Insurance!

These terms and conditions outline the rules and regulations for the use of Net to Gross Consulting, LLC d/b/a US American Insurance's website, located at https://www.usamericaninsurance.com.

By accessing this website, you accept these terms and conditions. Do not continue to use USAmericanInsurance if you do not agree to all of the terms and conditions stated on this page.

Cookies

The website uses cookies to help personalize your online experience. By accessing USAmericanInsurance, you agree to the use of required cookies.

A cookie is a text file placed on your hard drive by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

We may use cookies to collect, store, and track information for statistical or marketing purposes to operate our website. You have the ability to accept or decline optional cookies. There are some required cookies necessary for the operation of our website, which do not require consent. By accepting required cookies, you also accept third-party cookies used via services integrated into our website (e.g., video or ad platforms).

License

Unless otherwise stated, Net to Gross Consulting, LLC d/b/a US American Insurance and/or its licensors own the intellectual property rights for all material on USAmericanInsurance. All rights are reserved. You may access this website for your own personal use, subject to restrictions set in these terms.

You must not:

• Copy or republish material from USAmericanInsurance

• Sell, rent, or sub-license material

• Reproduce, duplicate or copy content

• Redistribute content from this site

This Agreement begins on the date of first use.

Hyperlinking to Our Content

The following organizations may link to our website without prior written approval:

• Government agencies

• Search engines

• News organizations

• Online directories

• System-wide accredited businesses (excluding non-profit fundraising entities)

Other types of organizations may request permission to link if their content is appropriate, relevant, and non-deceptive.

Approved linking must be done in a way that:

• Is not misleading

• Does not falsely imply endorsement

• Fits within the context of the linking party’s site

No use of NTG Consulting, LLC d/b/a US American Insurance’s logo or branding is allowed without a trademark license agreement.

Content Liability

We are not responsible for content appearing on third-party websites that link to us. You agree to indemnify and defend us against all claims arising from your site if it links to ours inappropriately.

Reservation of Rights

We reserve the right to request the removal of links to our website. We also reserve the right to update these terms and our linking policies at any time.

Removal of Links

If you find a link on our site offensive or outdated, you are welcome to contact us. We will review all removal requests but are not obligated to comply or respond.

We do not guarantee the accuracy or completeness of website content and may not ensure availability or up-to-date materials.

Disclaimer

To the maximum extent permitted by law, we exclude all warranties relating to this website and your use of it. Nothing in this disclaimer will:

• Limit or exclude liability for death or personal injury

• Limit or exclude liability for fraud

• Limit any liabilities not permitted by law

As long as our website is provided free of charge, we will not be liable for any loss or damage.

Telephone Consumer Protection Act (TCPA) Consent

By submitting your information through this website or any of its lead forms, you expressly consent and agree that:

• You may be contacted by NTG Consulting, LLC, d/b/a US American Insurance, and/or its licensed agents via phone call, text message (SMS), or email regarding life insurance services, quotes, or other related information.

• You are providing this consent regardless of any listing on a state or federal Do-Not-Call (DNC) registry.

• Message and data rates may apply.

• Message frequency may vary.

• Consent is not a condition of any purchase.

• You may revoke consent at any time by replying "STOP" to an SMS message or emailing us directly at Alexander@NTGConsulting.org.

We comply fully with the Telephone Consumer Protection Act (TCPA) and all applicable privacy and telemarketing regulations.