Privacy Policy

Effective Date: April 11, 2025

At Net to Gross Consulting, LLC d/b/a US American Insurance ("USAI"), your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website, services, or submit information through lead forms or other contact channels.

1. Information We Collect

We may collect the following types of personal information when you interact with us:

• Full Name

• Phone Number

• Email Address

• Date of Birth

• Life Insurance Interests or Preferences

• Any other details you voluntarily provide

We may also collect non-personal information, including:

• IP address

• Device/browser type

• Website interaction data via cookies or tracking pixels

2. How We Use Your Information

We use your information to:

• Provide personalized life insurance quotes or consultations

• Contact you via phone, email, or SMS to follow up on your inquiry

• Improve our website, marketing, and customer experience

• Comply with legal or regulatory obligations

3. Use of Cookies and Tracking Technologies

Our website uses cookies, web beacons, and similar technologies from third-party platforms like Meta (Facebook) to improve user experience and deliver relevant advertising.

This includes:

• Meta Pixel: Used to track website visitor activity so we can measure advertising effectiveness and retarget users with ads on Facebook, Instagram, and other Meta platforms.

• Cookies to remember your preferences or behavior for future visits.

By using our website, you consent to the placement and use of cookies and tracking technologies in accordance with this policy. You can manage your cookie preferences in your browser settings.

4. Sharing Your Information

We do not sell your personal information. We may share your data only with:

• Licensed insurance agents affiliated with our firm

• Third-party platforms we use for communication or marketing (e.g., email/SMS platforms, Meta Ads Manager)

• Regulatory or legal entities as required by law

5. Your Rights

You may:

• Request access to the personal data we hold about you

• Request correction or deletion of your data

• Opt out of marketing communications at any time

• Adjust cookie preferences via your browser or Meta's Ad Settings

To make a request, email us at: Alexander@NTGConsulting.org

6. Data Security

We take appropriate measures to protect your data using secure technologies and best practices. However, no system is 100% secure, so we encourage caution when submitting sensitive information online.

7. Updates to This Policy

We may update this Privacy Policy occasionally. Any changes will be posted on this page with an updated effective date.

8. Contact Us

If you have questions or concerns about your data or this policy, please reach out:

Net to Gross Consulting, LLC d/b/a US American Insurance
5441 S MacAdam Ave STE R
Portland, OR 97239
Multnomah County
Email: Alexander@NTGConsulting.org

9. SMS Communications and TCPA Consent

By providing your phone number and submitting your information through our website or lead forms, you consent and agree to receive marketing text messages and calls from Net to Gross Consulting, LLC d/b/a US American Insurance and its licensed agents regarding life insurance products and services. This includes updates, offers, and follow-up communications.

• Message and data rates may apply.

• Message frequency may vary.

• Consent to receive SMS messages is not required to purchase any goods or services.

• You can opt out at any time by replying “STOP” to any SMS message or by contacting us at Alexander@NTGConsulting.org.

We comply with the Telephone Consumer Protection Act (TCPA) and other applicable laws regarding marketing communications.